Auto Loans
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The credit union offers low rates on new and used auto loans. Refinancing your current vehicle from another financial institution with the credit union is another option to save you money or lower your monthly payments. USMFCU will finance vehicles that are a 2016 or newer model. Please contact the credit union for more details.
Rebuilt Titles
USMFCU offers loans for new and used vehicles with rebuilt certified titles. The loans have a 2% rate above the current vehicle interest rate. Maximum term of 48 months for repayment and the credit union will finance up to 75% LTV on these vehicles. The approval is based on the discretion of the credit union for rebuilt title vehicles.
- We partner with CARFAX to make sure you know your vehicle's history! Contact us to get your FREE report!
Call us and ask our Loan Department for more information, or visit any one of our two locations to submit your Loan Application today!
Loans may be submitted via DocuSign, in person, or through our online"Apply Now". Please follow up with our Loan Officer for any additional information required for loan approvals.
DocuSign Available Here: Application Form
SPECIALS
Cruise into savings with Our Car Loan Promotion!
Term of up to 72 months; estimated monthly payment of $157.55 per $10,000 borrowed at 4.24% APR*. Loan approvals depend on each individual's credit history and underwriting factors. Automatic transfer payment from your USMFCU account must be set up in order to qualify for the loan special. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. *APR- Annual percentage rate.
Start your Engine of Dreams with USMFCU!
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Easy Digital Application!
Would you like to lower your payment or save some money? Ask us about refinancing!
Contact us for more information.
| Name | Down Payment | APR | Term |
|---|---|---|---|
| New Car | as low as 4.24% | Up to 72 months | |
| Used Car (2023-2021) | as low as 4.74% | Up to 72 months | |
| Used Car (2020-2016) | as low as 5.24% | Up to 60 months | |
| Semi-Truck - New | 10% | as low as 8.00% | Up to 72 months |
| Semi-Truck - Used | 10% | as low as 9.00% | Up to 72 months |
*APR= Annual Percentage Rate Consumer Loans Special 0.26 basis points off with automatic transfer of payments. | |||
Requirements & Restrictions apply:
Offer, rate & terms may change at any time without notice. Offer may be withdrawn at any time.
Automatic transfer payment from your USMFCU account must be set up in order to qualify for the loan special.This loan promotion is for both new and used auto loans. Twenty Six basis points off the current rates. Call for more details.
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